California Coverage
Contractor Insurance That Protects Your Business
Zozco Insurance Services helps California contractors evaluate coverage options for jobsites, vehicles, equipment, employees, and liability exposures so you can bid, build, and operate with confidence.
Coverage Focus
What Contractor Insurance Can Include
Coverage needs vary by trade, contract requirements, payroll, vehicles, and project size. We help California businesses review the policies that commonly support day-to-day operations and job-specific obligations.
General Liability
Helps address third-party bodily injury, property damage, and common jobsite liability claims that can arise during operations.
Workers’ Compensation
Supports employee injury coverage requirements and helps contractors meet California obligations for workplace incidents.
Commercial Auto
Protects business-owned vehicles used for crews, tools, deliveries, and travel between offices, yards, and jobsites.
Tools and Equipment
Can help cover valuable equipment, mobile tools, and certain property exposures that keep projects moving.
Built for California Contractors
From artisan trades to larger construction operations, contractor insurance should reflect licensing needs, subcontractor relationships, payroll exposure, vehicle use, and contract requirements.
Zozco Insurance Services works with California businesses seeking practical guidance on coverage structure, certificates, and policy options that align with the way they operate.