Coverage Options

Explore contractor insurance guidance and surety bond solutions designed to help California construction and trade businesses protect projects, teams, and day-to-day operations.

Solutions

Coverage Built for Contractors

Zozco Insurance Services helps California contractors understand core protection needs and bond requirements so they can move forward with greater confidence and clarity.

Contractor Insurance

Coverage guidance for general liability, commercial auto, workers’ compensation, tools and equipment, and other policies that support licensed contractors and trade businesses.


Surety Bonds

Bond options that help contractors meet licensing, project, and contractual requirements, including support for understanding application expectations and timelines.


Project Risk Review

Practical conversations around operations, crews, vehicles, subcontractor exposures, and job-specific risks that can affect coverage decisions.


Ongoing Policy Support

Responsive assistance when your business changes, from adding vehicles and updating payroll to reviewing certificates and preparing for renewals.

Why Zozco

What Clients Need Most

Clear Guidance

Get straightforward explanations of coverage considerations so you can make informed decisions without unnecessary confusion.

California Focus

Work with an agency focused on the needs of California contractors, construction firms, and related trade businesses.

Practical Support

Receive help identifying documentation, timelines, and next steps for policies and bonds tied to active operations and projects.

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Highlights

Key Areas of Support

From foundational insurance guidance to bond-related planning, Zozco Insurance Services helps businesses prepare for common contractor requirements.

Construction engineer working on a building site

Liability and Operations

Review protection needs connected to job sites, third-party claims, completed work exposures, and everyday business operations.

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Business professional reviewing blueprints in an office

Bond Readiness

Understand bond-related expectations for licensing and project obligations, with support tailored to contractor workflows and deadlines.

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Construction team discussing plans at a project site

Certificates and Changes

Get help when projects, vehicles, payroll, or business details change and updated documentation is needed quickly.

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